Florida: J.S.U.B., Inc. v. United States Fire Ins. Co.

“As a practical consequence, this opinion demonstrates that general contractors must review their insurance policies on a regular basis and that coverage may in fact exist even despite an insurer’s insistence to the contrary. Additionally, it is important to determine whether your policy is similar to that provided in this case. Given the general uniformity of CGL policies, general contractors’ CGL policies may well contain the same or similar provisions. If so, coverage may be provided for faulty or defective work provided by your subcontractors. Depending on the scope of any indemnity agreements between the general contractor and its insurer, such exposure could come back on the insured’s general contractor.”

A Water-Damaged Home and Health of Occupants: A Case Study

Abstract:

A family of five and pet dog who rented a water-damaged home and developed multiple health problems. The home was analyzed for species of mold and bacteria. The health of the family is discussed in relation to the most recent published literature regarding microbial contamination and toxic by-products present in water-damaged buildings.